Health insurance,
finally explained.
Simplivera simulates your actual annual costs — not just premiums — and scores every ACA Marketplace, Medicare Advantage, and employer plan against your real situation. Plain English answers, real math, zero guesswork.
Where does your coverage come from?
Choosing your own plan
Whether you're on a Marketplace plan, Medicare, COBRA, or evaluating employer options — Simplivera helps you model real costs and make sense of what you're actually buying.
- →Marketplace Bronze, Silver, Gold, Platinum tiers
- →Medicare Advantage plans, star ratings, and Part D
- →HDHP vs. PPO vs. HMO tradeoffs
- →Estimate costs for your specific care needs
Open enrollment season
Employer plans can be hard to compare. Simplivera takes your plan documents and maps out what you'd actually pay — not just what the brochure says.
- →Compare multiple employer plan options side by side
- →Understand how your usage affects total cost
- →Get a recommendation tailored to your risk profile
New to this? Start here.
Plain-language explainers on how coverage, costs, and subsidies actually work.
Browse all health insurance guides, or read answers to common health insurance questions.
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No signup. No sales pitch. Just clear answers about your health insurance.
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